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12. Januar 2018

Visa Dropping Signature Requirement for Chip Cards and Apple Pay Starting in April

Visa today announced it will eliminate its signature requirement for EMV payments beginning April 2018 in the United States and Canada.

The change will apply to both chip-and-signature credit and debit cards, and contactless payment solutions like Apple Pay when linked to a Visa credit or debit card. The change is designed to allow for a more consistent, streamlined, and quicker checkout experience for both merchants and cardholders.

For years, customers have been required to sign the receipt when making a purchase to verify they own the debit or credit card they are attempting to use. A cashier is supposed to match the signature on the receipt against the one on [...]

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11. Dezember 2017

American Express, Mastercard and Discover to Eliminate Signature Requirement for Purchases in April 2018

American Express today announced plans to eliminate signature requirements when customers make credit or debit card purchases, joining both Mastercard and Discover.

All three companies plan to stop asking customers to provide a signature when making a purchase in the United States and Canada starting in April of 2018. The change is designed to allow for a more consistent, streamlined, and speedy checkout experience for both merchants and cardholders.

Credit and debit card companies have long required signatures for purchases as an added security measure, but with technology improvements that include contactless payments and the adoption of EMV chip technology, [...]

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20. Oktober 2017

Mastercard’s Plans to Fully Eliminate Signature Requirement Next Year Will Speed Up Apple Pay

Mastercard today announced that cardholders will no longer have to provide a signature for any purchases in the United States and Canada after April 2018. The change will apply to both debit and credit cards.

Mastercard said removing the need to sign for card-present transactions will not have any impact on customer security due to modern safeguards.

„Our secure network and state-of-the art systems combined with new digital payment methods that include chip, tokenization, biometrics, and specialized digital platforms use newer and more secure methods to prove identity,“ said Linda Kirkpatrick, an Executive Vice President at Mastercard.

[...]

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