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20. April 2018

Visa, Mastercard, Amex, and Discover Plan Combo Checkout Button to Compete With PayPal

Visa, Mastercard, American Express, and Discover are planning to combine their online payment options into „a single button,“ hoping to make customers‘ shopping easier and reduce friction in the checkout process. The button will be a major competitor to PayPal, and combat what’s called „the Nascar effect,“ where multiple payment logos and options dot the purchasing interface on online marketplaces „like the side of a race car“ (via Bloomberg).

The new project is being headed by Visa and Mastercard, which announced during an industry conference that they will integrate the Visa Checkout and Masterpass payment options into the [...]

 
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13. April 2018

Mastercard, Discover and Amex Ending Signature Requirement for Purchases Tomorrow, Visa to Follow Later This Month

Starting tomorrow, the major credit card companies in the United States are officially eliminating the signature requirement for purchases, marking an end to a long running but increasingly unnecessary policy.

American Express, Visa, Discover, and Mastercard first announced plans to end credit card signatures late last year, but have now confirmed to The Verge that the policy change will go into effect starting on April 13. American Express, Mastercard, and Discover all plan to stop requiring signatures tomorrow, while Visa plans to follow later in the month.

Credit and debit card companies have long required signatures for purchases as an added security measure, [...]

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18. Januar 2018

Apple and Other Companies Fear ‚Looming End‘ of H-1B Work Visa Spousal Protection Program

Apple, Google, Facebook, Microsoft, and other technology companies have sent a message to the Trump administration through various Washington, D.C. lobbying groups, urging President Trump to keep protecting spouses of immigrants who work in the U.S. with H-1B visas. The companies reportedly fear a „looming end“ to the program that protects these spouses and allows them to work in the U.S., as it could cause „immense trouble“ for many of their workers and potentially lead to large swaths of H-1B employees having to „reconsider working for U.S. companies at all“ (via Recode).

The spousal work permit program began in 2015 under the Obama [...]

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12. Januar 2018

Visa Dropping Signature Requirement for Chip Cards and Apple Pay Starting in April

Visa today announced it will eliminate its signature requirement for EMV payments beginning April 2018 in the United States and Canada.

The change will apply to both chip-and-signature credit and debit cards, and contactless payment solutions like Apple Pay when linked to a Visa credit or debit card. The change is designed to allow for a more consistent, streamlined, and quicker checkout experience for both merchants and cardholders.

For years, customers have been required to sign the receipt when making a purchase to verify they own the debit or credit card they are attempting to use. A cashier is supposed to match the signature on the receipt against the one on [...]

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